
As a mortgage broker, I've witnessed firsthand the challenges Canadian homeowners face. Rising costs, economic uncertainty, and the pressure of balancing mortgage payments with retirement planning leave many feeling like they're running in place financially.
What's become increasingly clear is that traditional financial advice often falls short. Most Canadians are told to pay down their mortgage first, then start investing—a sequential approach that costs them decades of potential growth and tax advantages.
That's why I became a Smith Manoeuvre Certified Professional™.
This strategy offers a powerful alternative that allows homeowners to convert their mortgage into a wealth-building tool without finding extra room in their monthly budget.
What drives me is helping clients achieve financial outcomes they once thought impossible. By transforming how your largest expense works for you, we can create a path to both mortgage freedom and investment growth simultaneously.
Let's explore how this approach might work for your specific situation.
-Antoine

Antoine Bourgault, Mortgage Broker
Smith Manoeuvre Certified Professional™
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In under 30 minutes, you'll discover a proven strategy that has helped thousands of Canadians become mortgage-free sooner while building significant investment wealth.
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I’m Antoine Bourgault, a mortgage broker passionate about personal finance, real estate, and wealth-building strategies.
Before dedicating myself to mortgage brokerage, I led teams and managed large-scale international projects in complex and demanding environments. This experience taught me how to structure, plan, and deliver concrete results – skills I now use to help my clients grow their net worth with intelligence and vision.
In a context where the cost of living keeps rising, it’s becoming increasingly difficult to build wealth while also paying down a mortgage. That’s precisely where a strategic approach can make all the difference.
Through the Smith Manoeuvre, I discovered that it’s possible to transform a mortgage – often seen as a burden – into a true growth tool, one that can advance several financial goals at once, without increasing monthly expenses.
I guide clients through the full implementation of this strategy – from selecting and setting up the right banking structure, to understanding the mechanics, operations, and tools that allow each part to work together seamlessly, sustainably, and in alignment with their reality.
Because a well-structured mortgage doesn’t hold you back – it becomes a lever to steadily build a solid financial future.
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